Finance

Finance plays a vital role in managing money, investments, and resources to ensure growth and stability.

Personal Finance

Personal Finance Tailored to Your Life Goals

From first home buyers to refinancing, we make lending clear and stress-free.

Our Personal Finance Services include:

Home & Property Loans

Expert guidance for first home buyers, upgraders, and investors.
We assist with loan structuring, approvals, and grants.

Refinancing

Review and replace your existing loan to achieve better rates.
Save money on repayments and unlock equity.

SMSF Loans (Self-Managed Super Fund)

Leverage your super fund to invest in residential property.
We provide full compliance guidance and tailored loan solutions.

Debt Consolidation

Combine multiple debts into a single, manageable repayment.
Reduce stress and improve cash flow.

Business Finance

Smart Finance Solutions for Business Growth

Whether you’re managing cash flow or expanding operations, we help structure funding that matches your plan and business cycle.

  • Business Setup & Structuring
  • Buying & Selling Businesses
  • Contracts & Agreements
  • Compliance & Governance
  • Succession Planning

Our Business Finance Services include:

SMSF Loans (Self-Managed Super Fund)

Access lending within your SMSF to purchase commercial property.
We guide you through compliance and structure for optimal outcomes.

Commercial Finance

Secure finance to purchase, build, or refinance business premises, with options for both owner-occupied and investment properties.

Debt Restructuring & Refinancing

Consolidate and restructure debt to reduce repayments and improve cash flow. We negotiate with lenders for more competitive terms.

Common Legal Questions

What are common legal issues that small businesses encounter?

Small companies frequently experience problems with unpaid bills, lease contracts, and employee conflicts. Most also have difficulty complying with tax regulations or knowing their rights when negotiating with suppliers.

How much does it cost to engage the services of a lawyer?

Legal fees differ. A simple consultation will cost a few hundred dollars, but more intricate work such as court cases or IP registration will be more expensive. Some lawyers provide fixed-fee services, which allow you to budget.

In what way are solicitors and barristers different in their legal roles?

An everyday legal issue is dealt with by a solicitor, providing advice and drafting legal documents. A barrister is an expert who represents a case in court. Solicitors typically engage barristers when a case requires representation in court.

How can I safeguard my business's name and ideas?

Register your business name and trademark. It is also possible to safeguard inventions with patents or ideas with non-disclosure agreements. This will discourage others from copying your ideas.

What if I violate a business law?

Violating the law can result in fines, court proceedings, or your business being closed down. Typical penalties include loss of licenses, legal damages, or damage to your reputation. Get around this by keeping current and seeking legal assistance when necessary.

Partner with Trusted Business Lawyers

At Financial N Legal House, we simplify business law so you can focus on running and growing your business. Whether you’re starting, managing, or planning your exit, our team is here every step of the way.
👉 Contact Us Today